Maxime Kondratenko: MPL can become more effective tool

Moscow, 6 Jul - Federal state unitary enterprise RAMI "RIA Novosti". The tool of macroprudential limits (MPL) can become effective at addition of calculation of the indicator of debt loading (IDL) with statistically reasonable advanced (model) approaches of an assessment of the income of the borrower on the basis of his actual transaction activity, the board member of Public joint-stock company "Bank VTB" Maxime Kondratenko "Considers. In the current design when for MPL formally confirmed income of the borrower, or if it is not present - the average per capita income is considered only, it leads to inefficient decisions", - marked out Maxime Kondratenko, acting on Thursday on the Financial congress...