Cooling period: how to return money behind the imposed bank services

From next year the rule 14-day "the cooling period" when citizens can refuse from the imposed bank an insurance, will extend and to others products and services which do more expensive final cost credits. How to be now if to you imposed unnecessary services? Shishkova Jeanne tells how her son cheated. At registration credits on purchase phone of additional services sold to the guy for the sum exceeding cost of a gadget. "At the end of the month he came to pay the first payment and was unpleasantly surprised because he bought phone for 13 thousand rubles, and on 14,5 thousand...