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"At first they do not notice you, then laugh at you, then struggle with you". Mahatma Gandhi's these words can be used as a conclusion on plenary discussion "Digital ruble and tokenization" within Forum of the innovative financial FINOPOLIS technologies 2023 As it became known, Bank international payments, Switzerland), the having informal status Central bank Russian Federation (Bank Russia) all Central Banks of the world, suggested financial community to discuss recently original, but the disputable concept. "Idea there approximately the following: well besides national platforms of digital currencies (CBDC), TsFA, tokenizations of deposits, etc. to make one big general...