What we should lift Gini?
Work on increase of the predictive force (Gini) of scorings is conducted constantly. In it participate and Central bank Russian Federation (Bank Russia) which started a format of data exchange of RUTDF 5.0, and commercial players with new business ideas Recently the experts connected with credit scoring, even more often began to say that in conditions when large banks had almost identical pool of suppliers of data, the prospect of receiving similar skoringovy points by all is very probable. And it means that there comes an era of the competition of models. As models here are understood as mathematical algorithms, which...