To whom the mortgage with a low initial contribution] is availabl

Banks raised a bar of a contribution of the borrower upon purchase housing in a mortgage Since the pandemic beginning many large mortgage banks, reducing mortgage rates, toughened conditions of delivery of the housing credits. In particular, changes concerned the size of the minimum initial contribution. For example, among 10 largest banks in size of a mortgage portfolio four increased the minimum contribution of the borrower. So, JOINT-STOCK COMPANY "RAYFFAYZENBANK" lifted it on credits on primary and secondary housing on 5-10 percentage points (pct) to 20% of housing cost, PUBLIC JOINT-STOCK COMPANY BANK "FK OTKRYTIE" – with 10 to 20%, JOINT-STOCK COMPANY "ALFA-BANK" – with 15 to 20% for credits on ready housing...