Why banks are not interested in business crediting?

In new year the banking sector of the country entered with the new old regulator – it again (after Chamber abolition on supervision of financial markets) became Central bank Russian Federation (Bank Russia). And problems in new year at banks, apparently, it was not lowered, and many of them – as they say, "with a beard". In any case Central Bank chapter Central bank Russian Federation (Bank Russia) Rustamov Elman who almost 25 years (the next term of its five-year powers are on this post expires in April of this year), declared yet ended restructuring of the banking sector which will be continued and this year. At the same time...