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In the banking market the mechanism of an elimination of players changes. Activity Central bank Russian Federation (Bank Russia) on its clearing decreased, but there was a tendency of voluntary refusal of shareholders from maintaining businesses. For 2020 the number of the banks closed in the first and second way, was made even. At preservation of the current rates the number of banks to Russian Federation in three-four years can decrease twice. The reasons in decrease in profitability of banking, toughening of regulation and digitalizations. Introduction of modern technologies works with clients increases competitive advantages of large banks which actively go to regions, forcing out the local...