How to leave from credits: the recipe from the associate professor of REU

Stepanov D. I., told information agency "RIA Novosti" that can help Russians to get out of a credit hole. The following mechanisms and alternatives to credits will come to the rescue: refinancing; restructuring; monitoring the prices of services the credit organizations for an optimum choice; search of individual offers and schemes of payments; services loan broker; refusal from dopuslug (can entail increase in a rate); refusal from credits in favor of an interest-free debt to friends or acquaintances; if anything from the listed does not help – bankruptcy...