A penalty to yours dopuslugam
The Ministry of Finance suggests to fix legislatively a ban for creditors to cause receiving by citizens of the loan by acquisition dopuslug, and also to oblige the borrower to pay an insurance at once for all term credits. This position is supported by Central bank Russian Federation (Bank Russia), considering that such regulation will allow to eliminate available difficulties in law-enforcement practice. Participants of the market specify that long ago do not use such practice. Human rights activists see the main problem in an inefficiency of insurance products...